Catering Insurance

We’ll cater to your insurance needs, so you can focus on your business.

Owning a catering business exposes you to a unique set of risks. Whether you serve a party of five or 5,000, we can customize a plan for your business that will meet your specific needs and serve your business well.

Owning a catering business has it’s own set of unique exposures that can be drastically minimized by having the right insurance coverage. There are different types of insurance to consider, as well as coverage limits.

Types of insurance coverage that may be included with our catering insurance programs:

General Liability Insurance – This is required when utilizing a commercial kitchen to prepare your food.
Business Auto Insurance – This can provide liability for on-the-road exposures in an owned or non-owned vehicle.
Workers’ Compensation Insurance – Most states require by law for you to carry workers’ compensation if you have one or more employees.
Property Coverage – This can be covered at specified locations, while in transit or being used at a client’s premises.
Spoilage – This coverage is available for loss of product from such events as a fire, power outage and more.
and much more!

Coverage Limits

General Liability Coverage*

$2,000,000 – General Aggregate
$2,000,000 – Products/Completed Operations
$1,000,000 – Each Occurrence
$1,000,000 – Personal & Advertising Injury
$1,000,000 – Fire Damage – Premises Rented to You
$10,000 – Medical Expense

Workers’ Compensation Coverage

$1,000,000 Each Accident
$1,000,000 Disease – Policy Limit
$1,000,000 Disease – Each Employee

Owned, Hired & Non-Owned Auto Liability*

$1,000,000 – Liability Limit

**Higher limits available upon request**

Program Highlights

A Rated Insurance Company
Monthly pay plans available
Online billing and access of policy forms
Available in most states

Additional Services We Offer

In addition to insuring catering businesses, we also insure the following:

Industries:

Food Product
Manufacturers
Distributors
Food Trucks
Meal Preparation

Services:

Employee Handbook
Safety Manual
Policies & Procedures
Legislation & Compliance
Driver Selection Guidelines

To find out more about specialized catering insurance options, contact us today.

Let’s discuss your catering insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate catering insurance solution. There’s no obligation, just good-old-fashioned advice.

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