Traveling is exciting, but there are risks associated with every trip. Investing in a travel insurance policy can help put your mind at ease so you can relax and enjoy the journey.
Whether for work or pleasure, reducing stress always improves the travel experience. Travel insurance gives you peace of mind and removes the risk of catastrophic financial costs.
A travel policy has multiple optional elements, but the one absolute must is medical insurance. You’ll need coverage against both the costs of treatment and the costs of being brought back home. Without this coverage, it’s no exaggeration to say the costs could bankrupt you.
Other key elements are coverage for your baggage and possessions along with coverage for the costs if you have to cancel a trip or return early (note that this usually only covers specific reasons, such as family bereavement or medical emergency). You can also get coverage against missing flights.
You can choose between a single-trip policy or one that covers all trips across a whole year. Which is a better value depends not just on how many trips you plan to make, but where you will be visiting. It’s definitely worth checking, as even just two trips a year can make an annual policy worthwhile.
For more details on what travel coverage is right for you, contact us today.